The Evolution of the Family Office Starts Here
Family Office Director
What is a Family Office?
The wealthiest Americans are also the most successful investors, and that is neither a secret nor a coincidence. We believe the reason is simple: they are served by Family Offices.
The Family Office focuses on the integration of tax, wealth, and risk management into one cohesive experience. Typically, in financial services, advice is segregated to very specific expertise versus connected across the different financial services disciplines.
Creating a cohesive and integrated plan can have the same impact once only reserved for the wealthiest. It is now available to every American family.
Why You Need a Family Office
We see that too many of our clients suffer from the conflicts, high costs, and inefficiencies that result from working with multiple, often competing financial firms. We have made it is possible for every American family to enjoy the advantages that were once only available to the ultra-wealthy.
Those advantages include lower costs, smarter tax treatment, and a holistic approach to preserving, protecting, and growing their wealth.
Our vision for a brighter future is to provide the professionals, the expertise, the systems, and operational controls required
to deliver the family office experience.
Latest Family Office Articles
Naughty or Nice?
After a bruising election season that most pollsters and pundits got wrong, America is entering an era of political realignment. With a united government, Republicans will have an opportunity to enact sweeping reforms in both domestic and foreign policy. Investors are naturally concerned about what all this may mean for their portfolios and retirement security.
Tariffs: Boon or Boogieman?
Tariffs are controversial. Some Wall Street analysts worry that tariffs could put a brake on global growth and cause inflation. Others believe that tariffs could be a valuable tool for achieving economic and political objectives, which include balancing trade, protecting certain key industries, and national security.
Five Things Investors Can Be Thankful For
The market climbs a wall of worry, and there is no reliable way to predict what will happen in the short term or even year-to-year. The sudden shifts and often hysterical narrations of the financial media can make investing a fraught experience. But as we gather today with friends and family to give thanks for life’s blessings, it could be helpful to remember that investors in America have a lot to be grateful for.
Nine Ways Investors Benefit From Thanksgiving
According to Statista, Thanksgiving is America’s favorite holiday, narrowly ahead of Christmas and Memorial Day. Americans annually brave the busiest airports and highways of the year to gather together with friends and family, enjoy a feast, and take a moment to appreciate all they have to be grateful for. They may not realize it, but that spirit of Thanksgiving is good for their financial security. In this blog we’ll examine nine ways that gratefulness can make you a better investor.
Inflation and Stocks
Every once in a while, a new company bursts on the scene and captures the imaginations—and the money—of millions of investors. Typically, that company is in a new category, like electric vehicles or online conferencing. These stocks often experience a rapid and very steep rise in price as investors pile in, and almost always then see a significant drop as the euphoria dissipates. This pattern triggers two very different but problematic behaviors in retail investors: FOMO when they buy and the Disposition Effect when they sell.
Amazon vs Peloton
Every once in a while, a new company bursts on the scene and captures the imaginations—and the money—of millions of investors. Typically, that company is in a new category, like electric vehicles or online conferencing. These stocks often experience a rapid and very steep rise in price as investors pile in, and almost always then see a significant drop as the euphoria dissipates. This pattern triggers two very different but problematic behaviors in retail investors: FOMO when they buy and the Disposition Effect when they sell.
What can you expect?
Proactive Tax Planning
Most financial professionals neglect this important discipline, but we believe that it’s not what you make, but what you keep that matters.
Taxes are a drag on portfolio performance, wealth accumulation and lifestyle choices.
We will work to lower taxes in a way that is legal, moral and ethical.
Control the Controllable®
Historically the financial services industry wastes time and money on attempting to control things that can’t be predicted or controlled, such as market direction, volatility, inflation, interest rates, etc.
Our approach is to focus on costs, tax efficiency, diversification and maximum loss exposure. All these things can, and we believe, must be controlled
Multi-Generational Focus
Long-term planning is common among family offices, with a goal of maximizing the wealth transfer to succeeding generations or, in many cases, making an impact on society through charitable giving.
Risk Management
Today risks are magnified for the simple reason that you have so much to protect. Your wealth can make you a target, and the complexity of your holdings can create unwanted personal liabilities that can be managed with careful planning
Prudence & Discipline
As a general rule, family offices do not take uncompensated risks in their investments. They tend to avoid speculation, preferring instead to take an institutional approach to asset allocation and portfolio management. Family offices accept the ups and downs of markets in ex- change for long term wealth building.
Best Interests Standard
Also known as the fiduciary rule. We follow this standard and put the interests and welfare of our clients first. Because we are Best Interest focused, we search for and implement only what we believe are the most beneficial solutions for the unique needs of the families we serve.
