Family Office Director - Steve Margulin

Steve Margulin, CPA/PFS CFP(R) CMA

Growing up in the Los Angeles area, I greatly admired and wanted to emulate my Uncle Sid, a partner of a CPA firm.
My Grandfather retired in 1965 and became a stock picker with his retirement savings after selling his business. He took pride in his successes and didn’t realize that a rising tide rises all boats. He did not survive the first bear market he encountered and lost everything in the downturn of 1974. I wondered what someone could do to help people who might experience this in the future.
1986 – Earned a BA from California State University, Northridge in Economics.
1986 – Passed the CPA exam.
1992 – after 5 years of working at CPA firms, I started dedicating my full-time effort to building and growing my own firm, Steven P. Margulin CPA PC in Albuquerque, NM.
From client questions and my own research, I learned of the huge gap people reside in, looking to two professionals – the tax professional and the financial advisor where each point to the other and says, “that is not my area, see the other one”.
I decided to fill that gap.
1993 – passed securities and insurance licensing exams
Took (and still take) a great deal of continuing education coursework in financial life planning, investments, retirement planning, taxes, successful aging, and estate planning.
1999 – developed a tax diversification way of thinking since life is not linear and unplanned taxes can destroy wealth.
2001 – Married my best friend, Iris
2002 – Sold my tax client base to focus on doing a larger scope of work for a smaller number of clients, integrating tax and financial concepts which included tax return preparation
Adopted the Fiduciary model of working with clients.
Grew my knowledge and experience.
2006 – Began teaching financial literacy and retirement readiness coursework
2009 – Developed a time sequence portfolio construction methodology
2023 – Sold my successful Wealth Management and integrated tax client base practice to Financial Gravity and became an active shareholder.
2023 to be continued…

Michelle Simpson

Jill Henderson

Jill Henderson has been working closely with Advisors for over 20 years overseeing all aspects of the advisory services side of the business where she trains and supports the advisors on the wealth management platforms, programs, and services offered through the RIA. In addition, Jill has worked closely with the Chief Compliance Officer where she has helped develop and monitor ongoing policies and procedures. She currently holds her Series 7, 66, and 24 licenses.

Ed Lyon, J.D.

Ed Lyon earned his Bachelor’s from Hamilton College and his JD from the University of Cincinnati College of Law, where he served as Executive Editor of the University of Cincinnati Law Review. He has nearly three decades experience in the tax and financial services industries, where he focuses on helping business owners take advantage of the tax code’s legal “green lights” to pay less. He’s the founder and CEO of the Tax Master Network (previously TaxCoach Software) and currently serves as Chief Tax Strategist for Financial Gravity companies.

Dr. William R. Nelson, Ph.D.

Dr. William R. Nelson is an expert in asset management and the associated technology. As the Co-founder and Chief Investment Officer of EQIS Capital Management, Inc. for over a decade, he was instrumental in the development of technology including their proposal generation system, reporting system, and Mutual Fund Stress test.

Dave O'Rourke

Dave is President of Financial Gravity Asset Management. FGAM creates and delivers Active, Passive and Hybrid investment portfolios using its proprietary Real Risk System. FGAM is also a turnkey asset management platform that automates bespoke IPS creation in the context of the investor’s maximum loss exposure. In addition, FGAM provides Incomizeⓒ, an application that features FGAM’s proprietary Time Optimized Planningⓒ.

Kaili Winters

Kaili Winters brings a wealth of experience in the financial services industry to Financial Gravity. She specializes in helping ensure regulatory adherence and risk management. Kaili navigates complex regulatory landscapes with precision, helping ensure that her firm and clients remain compliant with ever-evolving regulations. She is adept at developing and implementing compliance policies and procedures, conducting audits, and providing training to help ensure a culture of compliance throughout the organization. Kaili’s dedication to upholding the highest ethical standards and keen attention to detail will be invaluable assets in safeguarding Financial Gravity’s reputation and our clients’ interests.

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Steve Margulin

505-345-6611

7301 Jefferson Street NE, Suite B Albuquerque NM 87109

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