{"id":3211,"date":"2025-02-10T11:25:49","date_gmt":"2025-02-10T18:25:49","guid":{"rendered":"https:\/\/financialgravityfamilyofficeservices.com\/rzepka\/fgam-update-january-2025\/"},"modified":"2025-02-10T11:30:04","modified_gmt":"2025-02-10T18:30:04","slug":"fgam-update-january-2025","status":"publish","type":"page","link":"https:\/\/financialgravityfamilyofficeservices.com\/rzepka\/fgam-update-january-2025\/","title":{"rendered":"FGAM Update January 2025"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3211\" class=\"elementor elementor-3211\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-40dc6ad elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"40dc6ad\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-80bb04c\" data-id=\"80bb04c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3e36f51 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3e36f51\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-60ffba4\" data-id=\"60ffba4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div data-dce-title-color=\"#222222\" class=\"elementor-element elementor-element-a34c73f elementor-widget elementor-widget-heading\" data-id=\"a34c73f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FGAM Update January 2025<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b2cd44e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b2cd44e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-a116556\" data-id=\"a116556\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div data-dce-title-color=\"#444444\" class=\"elementor-element elementor-element-bc00855 elementor-widget elementor-widget-heading\" data-id=\"bc00855\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Insights and information from Dr. William R. Nelson, PhD, Chief Investment Officer of Financial Gravity<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-dce-text-color=\"#1A1616\" class=\"elementor-element elementor-element-9dea9f0 elementor-widget elementor-widget-text-editor\" data-id=\"9dea9f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In this update, Dr. Nelson will provide a reminder that the investment philosophy that guides our portfolio strategy is grounded in the long-term behavior of the stock and bond market and observations of common mistakes investors make.<\/p><p>Dr. Nelson will review a very practical example of what can go wrong when investors and money managers try to control uncontrollable things like recessions and interest rates. While there has been some correlation between inverted yield curves and recessions, it\u2019s far from absolute. Investors who acted on economists\u2019 forecasts of recession in the recent past may have needlessly incurred tax bills while missing an up market.<\/p><p>Many investors are concerned about the new administration\u2019s economic and regulatory policies, fearing that executive actions could adversely affect stock prices. Dr. Nelson will take a look at Trump\u2019s first term to suggest that the sky is most not likely going to fall.<\/p><p>Investors who own mutual funds will want to hear Dr. Nelson\u2019s analysis of mutual funds\u2019 inherent problems, which include inflated returns, high costs, and tax inefficiencies. We\u2019re sure you\u2019ll learn something new, and perhaps gain a greater appreciation of why ETFs can a be cheaper, more transparent and successful way to access stock market returns.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-dce-text-color=\"#1A1616\" class=\"elementor-element elementor-element-50b766e elementor-widget elementor-widget-text-editor\" data-id=\"50b766e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Investment Advisory Services may be offered through Financial Gravity Asset Management, Inc. (FG Asset Management), an SEC Registered Investment Adviser. FG Asset Management does not provide tax or legal advice and is not a certified public accountant. The material covered contains an assessment of the market and economic environment at a specific point in time and is not intended to be a forecast of future events, or a guarantee of future results. Actual results, performance, or achievements may differ materially from those expressed or implied. Information is based on data gathered from what we believe are reliable sources.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c161881\" data-id=\"c161881\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div data-dce-advanced-background-color=\"#333333\" data-dce-advanced-background-hover-color=\"#1A8BE1\" class=\"elementor-element elementor-element-ae2c247 elementor-widget elementor-widget-html\" data-id=\"ae2c247\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script src=\"https:\/\/fast.wistia.com\/player.js\" async><\/script><script src=\"https:\/\/fast.wistia.com\/embed\/80k8q3pz86.js\" async type=\"module\"><\/script><style>wistia-player[media-id='80k8q3pz86']:not(:defined) { background: center \/ contain no-repeat url('https:\/\/fast.wistia.com\/embed\/medias\/80k8q3pz86\/swatch'); display: block; filter: blur(5px); padding-top:56.25%; }<\/style> <wistia-player media-id=\"80k8q3pz86\" aspect=\"1.7777777777777777\"><\/wistia-player>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The October  2024 Financial Gravity Asset Management update from CIO Dr. William R. Nelson, Ph.D. <\/p>\n","protected":false},"author":1,"featured_media":3002,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"categories":[],"tags":[],"class_list":["post-3211","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FGAM Update January 2025 - Matthew Rzepka \u2014 Family Office Director<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/financialgravityfamilyofficeservices.com\/rzepka\/fgam-update-january-2025\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FGAM Update January 2025 - Matthew Rzepka \u2014 Family Office Director\" \/>\n<meta property=\"og:description\" content=\"The October 2024 Financial Gravity Asset Management update from CIO Dr. William R. 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